|NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
"We", "our", and "us", when used in this notice, mean First National Bank of Le Center.
At the First National Bank of Le Center we recognize that privacy and security of personal information is a concern to our customers. We have taken care in establishing and implementing policies and procedures to protect this information.
Your privacy is considered in all aspects of our business. Our employees are informed of their responsibility to protect confidential customer information.
The bank will never request confidential information such as social security numbers or account numbers from our customers through email. If you should receive such a request, please contact us immediately.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
- Retail installment contract we hold and service
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
We do NOT disclose any information about you to anyone, except permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
We do not disclose information about former customers, except as permitted by law.