Checking Accounts
Reorder Checks Regular Checking

Just maintain a $250 minimum daily balance or a $500 average balance – and you can avoid any monthly fees and per check charges.

  • Low opening deposit of $100
  • Unlimited check writing privileges
  • Unlimited deposits
  • No monthly fee or per check/debit charge if a minimum daily balance of $250 or an average balance of $500 is maintained
  • Low monthly fee of $3.00 plus $.15 per check/debit if balance falls below the minimum balance requirement
  • Customer purchases desired checks
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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FREE Checking

What would you expect from a local bank? Our FREE Checking product has no monthly fees or per check charges and we store your checks for you. Simple, easy and convenient!

  • Low opening deposit of $100
  • Unlimited check writing privileges
  • Unlimited deposits
  • No minimum balance required
  • No monthly service charges or per check charges
  • Check Safekeeping (canceled checks will not be returned to you)
  • Customer purchases desired checks (duplicate checks are recommended)
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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FNB Club Checking

For just $6, $7 or $8 per month you get unlimited check writing, free personalized checks (basic design only), free cashier’s checks, traveler’s checks and money orders. All with no minimum balance required.

  • Low opening deposit of $100
  • Unlimited check writing privileges
  • Unlimited deposits
  • No minimum balance required
  • Accidental Death Insurance (Monthly fee of $6, $7 or $8 depending on amount of coverage selected)
  • Travelers Checks, Money Orders and Cashiers Checks all issued without a fee
  • Many other benefits (see brochure for details)
  • Free personalized checks (basic design only)
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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NOW Checking Account

Maintain a $900 minimum daily balance or a $1,500 average balance and we’ll pay you to check with us. You will earn a competitive rate of interest on money you use to pay bills, unlimited check-writing privileges, plus a way to save monthly fees. NOW Accounts are only available to individuals, sole-proprietorships and certain non-profit and government organizations.

  • Low opening deposit of $100
  • Unlimited check writing privileges
  • Unlimited deposits
  • No monthly fee or per check/debit charge if a minimum daily balance of $900 or an average balance of $1,500 is maintained
  • Low monthly fee of $4.00 plus $.20 per check/debit if balance falls below the minimum balance requirements
  • Interest calculated daily and paid monthly
  • Customer purchases desired checks
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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FNB Club Interest Checking Account

The features of the FNB Club Account combined with our NOW Checking Account. The perfect way to earn interest on your money while receiving all of the benefits of the FNB Club Account. ^ Top Senior Citizen Checking

We respect your years of banking experience, so we’ve created this account especially for our customers age 62 and over.

  • Low opening deposit of $100
  • Must be age 62 to qualify
  • Unlimited check writing privileges
  • Unlimited deposits
  • No minimum balance required
  • Customer purchases desired checks
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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Student Checking

At First National Bank we understand the financial burden that can come along with being a full-time student and therefore we offer our students Free Checking.

  • Low opening deposit of $100
  • Unlimited check writing privileges
  • Unlimited deposits
  • No minimum balance required
  • No monthly service charges or per check charges
  • Check Safekeeping (canceled checks will not be returned to you)
  • Customer purchases desired checks (duplicate checks are recommended)
  • FNB Check Card available (subject to credit approval)
  • FREE internet banking

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